Legal

Terms of Service

Last updated: July 13, 2026

1. Acceptance of Terms

By creating a CrediNet account or using our services, you agree to these Terms of Service. If you do not agree, please do not use the platform.

2. Services

CrediNet provides digital recharge and bill payment services including airtime, data, electricity, and cable TV payments. Service availability may vary by network provider and location.

3. Account Responsibilities

You are responsible for keeping your login credentials secure and for all activity under your account. Provide accurate registration details and notify us promptly of any unauthorized access.

4. Payments and Transactions

All payments are processed through approved payment channels. Transactions are generally final once confirmed by the relevant provider. Failed or incomplete transactions may be reviewed for refund according to our refund policy.

5. Prohibited Use

You may not use CrediNet for fraudulent activity, money laundering, unauthorized access attempts, or any activity that violates applicable laws or third-party provider rules.

6. Service Changes

We may update, suspend, or discontinue features as needed for security, compliance, or operational reasons. Material changes to these terms will be reflected on this page.

7. Contact

For questions about these Terms, contact CrediNet support through the channels listed on our website.